Crypto Deposit

Posted onby

Deposit your preferred crypto into Crypto Earn to start accruing interest daily to grow your crypto assets.

Our goal is to help users navigate the crypto market. We do this with beginner guides to get started quickly with Bitcoin. We write about a range of interesting topics in the Bitcoin world! You will find all guides in the menu above. 100% Free & Transparent. It costs nothing to compare services at CryptoRunner. How to Deposit Cryptos to Binance. 2018-01-04 10:32. To start with, visit the Binance website ，and Log In to your Binance account. After the login, please click Wallet - Spot Wallet on the upper right-hand side of the page, and then click on Deposit.

Note: CRO deposits in Earn differs fromCRO staking. Please referhere on how to stake your CRO for theCrypto.com Visa card.

How to participate?

  1. Go into the Super App Menu from the homepage
Crypto deposit vs

2. In the App’s Crypto Earn screen, select your preferred term and choose to make a deposit with:

Available Cryptocurrency

Supported Locations

BTC, CRO, ETH, LTC, XRP, BNB, BAT, LINK, MKR, DAI, PAX, ATOM, BCH, VET, ICX, ADA, ENJ, ALGO, KNC, eGLD, COMP, MANA

All

PAXG, TUSD, TAUD, TCAD, TGBP, USDC

All except Singapore

EOS, XLM, XTZ, CELR, DOT

All except for the following the US states Alabama, Connecticut, Georgia, Hawaii, Idaho, Louisiana, New Mexico, North Carolina, Oregon, Vermont and Washington.

USDT, OMG, UNI

All except the US.


3. Once the deposit is confirmed, interest will start to accrue immediately

Who can participate in Crypto Earn?

Crypto.com App approved users except for citizens and residents of Hong Kong SAR, Switzerland, or Malta. Efforts are underway to make these products available to these jurisdictions.

What are the holding term options and APR?

There are three holding term options as follows:

  • Flexible holding term
  • 1-month fixed term
  • 3-month fixed term

Users can enjoy better annual interest rate (APR) when they have CRO staked.

TERMS

Flexible (APR)

1 Month (APR)

3 Months (APR)

With 5000 Staked/No Stake

With >= 50000 CRO Stake

With 5000 Staked/No Stake

With >= 50000 CRO Stake

With 5000 Staked/No Stake

With >= 50000 CRO Stake

CRO

2%

2%

4%

4%

6%

6%

DAI

6%

8%

8%

10%

10%

12%

PAX

6%

8%

8%

10%

10%

12%

TUSD*

6%

8%

8%

10%

10%

12%

TAUD*

6%

8%

8%

10%

10%

12%

TCAD*

6%

8%

8%

10%

10%

12%

TGBP*

6%

8%

8%

10%

10%

12%

USDC*

6%

8%

8%

10%

10%

12%

USDT**

6%

8%

8%

10%

10%

12%

ICX

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

BTC

1.5%

2%

3%

4.5%

4.5%

6.5%

ETH

2.5%

3.5%

3.5%

4.5%

4.5%

5.5%

LTC

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

XRP

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

BCH

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

KNC

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

ALGO

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

ATOM

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

XTZ

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

OMG

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

XLM

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

ADA

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

EOS

0.5%

1.0%

1.0%

2.0%

2.0%

3.0%

BNB

0.5%

1%

1%

2%

2%

3%

BAT

0.5%

1%

1%

2%

2%

3%

LINK

0.5%

1%

1%

2%

2%

3%

MKR

0.5%

1%

1%

2%

2%

3%

PAXG*

0.5%

1%

1%

2%

2%

3%

VET

0.5%

1%

1%

2%

2%

3%

ENJ

0.5%

1%

1%

2%

2%

3%

COMP

0.5%

1%

1%

2%

2%

3%

CELR

0.5%

1%

1%

2%

2%

3%

MANA

0.5%

1%

1%

2%

2%

3%

eGLD

0.5%

1%

1%

2%

2%

3%

DOT

0.5%

1%

1%

2%

2%

3%

UNI

0.5%

1%

1%

2%

2%

3%

BNT

0.5%

1%

1%

2%

2%

3%

*Singapore users will not have these stablecoins available (TUSD/PAX/USDC/TAUD/TCAD/TGBP)

** USDT is not available for the U.S

Crypto.com Private members will enjoy an additional 2% p.a. interest (paid in CRO) on all fixed-term deposits*

*Not applicable for CRO

Can I make more than one deposit for Crypto Earn?

Yes. You can have multiple active deposits, as long as the limit is within the following USD equivalent for all deposits combined.

CRO Staked

Maximum

(USD equivalent)

5 000 000

$2 000 000

500 000

$1 000 000

Less than 500 000

$500 000

(e.g. You are currently staking 500 000 CRO. You can have 2 deposits for the 1-month term, 3 deposits for the 3-month term, and 2 deposits for the flexible term - a total of which does not surpass USD $1,000,000 equivalent)

Can I deposit different cryptos for different terms?

Yes, you can.
(e.g. you can make a deposit in TUSD and another deposit in BTC for the 1-month term, and one deposit of TUSD, BTC, and PAX each for the 3-month term).

What are the deposit limits for Crypto Earn?

Maximum Limit

CRO Staked

Maximum

(USD equivalent)

5 000 000

$2 000 000

500 000

$1 000 000

Less than 500 000

$500 000

Minimum Limit

Minimum

ADA

250

ALGO

150

ATOM

12

BAT

400

BCH

0.35

BNB

2

BTC

0.005

CELR

12000

COMP

0.5

CRO

5000

DAI

250

DOT

10

EGLD

2

ENJ

450

EOS

50

ERD

12500

ETH

0.15

ICX

150

KNC

110

LINK

7.5

LTC

1.5

MANA

750

MKR

0.1

OMG

35

PAX

250

PAXG

0.1

TAUD

400

TCAD

350

TGBP

200

TUSD

250

UNI

12.5

USDC

250

USDT

250

VET

5000

XLM

450

XRP

450

XTZ

50

BNT

40

For flexible term, the interest accrual will pause for a user if they have less than the following amounts, and resume once the deposit balance increases above these thresholds:

Minimum threshold

Minimum

ADA

25

ALGO

15

ATOM

1.2

BAT

40

BCH

0.035

BNB

0.2

BTC

0.0005

CELR

1200

COMP

0.05

CRO

500

DAI

25

DOT

1

EGLD

0.2

ENJ

45

EOS

5

ERD

1250

ETH

0.015

ICX

15

KNC

11

LINK

0.75

LTC

0.15

MANA

75

MKR

0.01

OMG

3.5

PAX

25

PAXG

0.01

TAUD

40

TCAD

35

TGBP

20

TUSD

25

UNI

1.25

USDC

25

USDT

250

VET

500

XLM

45

XRP

45

XTZ

5

BNT

4

How is the daily interest calculated?

Interest calculations take place at UTC 00:00:00 daily.

Fixed-term calculation formula for the daily interest

Daily Interest = Principal amount (in original cryptocurrency) x (APR/365)

[(e.g. If you’ve staked CRO Tokens, opted for a 1-month term and deposited 1 BTC, your calculation will be 1 x (4.5%/365)]

Flexible term calculation formula for the daily interest

Daily Interest = Minimum Daily Balance x (APR/365)

[The minimum daily balance is the minimum balance for the users’ crypto asset under Crypto Earn flexible term between UTC 00:00:00 and UTC 23:59:59 every day]

Note:

  • Interest for Flexible Term will start to accrue a day after you make a deposit.
  • APR will change if you choose to stake/unstake CRO in the middle of your deposit term.

When will I receive the interests from my deposit(s)?

You will receive your total accumulated interest every 7 days. It will be deposited into your crypto wallet, and will be available for use immediately.

What currency will the interest be paid out in?

The interest will be paid out in the same currency as your deposit currency (e.g. if you deposit BTC, you will earn interest in BTC).

Where can I see the accrued interests from my active deposit(s)?

You can see the daily interest from active deposits accumulate in the Crypto Earn home screen under ‘Total Earnings’.

What happens when I upgrade my staking tier?

The higher APR will be applied the following day, to all existing terms, for the remainder of the term. Crypto.com Private members will enjoy an additional 2% p.a. interest (paid in CRO) on all fixed-term deposits* starting a day after the upgrade.

*Not applicable for CRO

What happens when I reach the end of a fixed term?

Your fixed-term deposits will be automatically transferred back to your crypto wallet in the App.

Crypto Deposit Bonus

How to withdraw from Flexible term?

  1. Tap on the '-' Icon (upper left hand corner)

2. Select the crypto to withdraw

3. Input the amount to withdraw

4. Confirm the withdraw

5 Withdrawn crypto amount will be back to your crypto wallet in the App

Wire transfer* enables US residents to deposit a greater amount of USD into their fiat wallet on the Crypto.com App.

*Wire transfer fee on USD deposits will be paid by Crypto.com, however, additional processing fee may be applied by your bank. Please check with your bank prior to the transfer.

Which USD deposit method is best for you?

ACH or Wire Transfer

ACH

Wire

Minimum Transfer

$20 per transaction

$5,000 per transaction

Maximum Limit - Daily

$20,000 or 5 times per day

$100,000 or 5 times per day

Maximum Limit - Monthly

$50,000 or 30 times per month

$250,000 or 30 times per month

Processing Time

3-5 business days

1-2 business days

Eligibility

  1. US users with U.S. Residential address (P.O boxes are not acceptable)
  2. Social Security Number
  1. US users with U.S. Residential address (P.O boxes are not acceptable)
  2. Social Security Number

Requirement

  • No third party transfers
  • USD transfers only
  • Transfers from U.S based bank account
  • No third party transfers
  • USD transfers only
  • Transfers from U.S based bank account

Fee

Crypto.com does not charge a fee for this service. Your bank may charge a separate fee.

Please check with your financial institution prior to initiating a transfer.

Crypto.com does not charge a fee for this service. Your bank may charge a separate fee.

Please check with your financial institution prior to initiating a transfer.

Please note that funds will be returned if you transfer below or beyond the limits

Who is eligible for a USD fiat wallet?

U.S. users who meet all of the following requirements is eligible to use wire transfer or ACH Direct Deposit to deposit USD into the fiat wallet:

  1. Has a Social Security Number (SSN)*
  2. Has a U.S. Residential Address (P.O box are not acceptable)
  3. Has a bank account that is located within the U.S.

*Social Security Number is required only for creating a USD fiat wallet. Submitting your social security number to us will not trigger a credit check. It will not be required for each deposit transaction.

How to set up my USD fiat wallet?

Users who have previously set up USD fiat wallet

USD deposits coming from wire transfers will be stored within the same USD wallet as deposits from ACH Direct Deposit. Thus, you will not be required to provide additional information.

We would still require you to accept our terms and conditions and go through the instructions to familiarize yourself with this deposit method.

Here are the steps you would need to take:

  1. Go to “Accounts” on the bottom navigation bar
  2. Tap on “Fiat Wallet”
  3. Tap on “US Dollars”
  4. Tap on “Set up” in the Wire Transfer section
  5. Read through the instructions and Terms and Conditions
  6. Check the box to agree to the Terms and Conditions and tap “Next”
  7. Read through all the information required for initiating a wire transfer

Users who have not set up USD fiat wallet previously

Setting up a USD wallet is a simple process that only requires a few steps. We will need the following information from you so please have them ready:

  • Social Security Number (SSN)*
  • U.S. Residential Address (P.O box are not acceptable)

Crypto Deposit Paypal

Here are the steps you would need to take to set up the USD wallet:

  1. Go to “Accounts” on the bottom navigation bar
  2. Tap on “Fiat Wallet”
  3. Tap on “+ Set Up New Currency”
  4. Select “US Dollars”
  5. Read through the instructions and Terms and Conditions
  6. Check the box to agree to the Terms and Conditions and tap “Next”
  7. Submit your residential address and Social Security Number

Once our team has reviewed your information and approved your application, you will be able to deposit USD into your fiat wallet using wire and ACH transfer.

How do I deposit USD using wire transfer?

Once your USD fiat wallet application has been approved, you can deposit US dollars into your fiat wallet using your bank’s portal. Before you make a deposit, please take note of the following instructions:

  • Only wire transfers initiated from your bank account are accepted. Cash and check deposits are not accepted.
  • Only funds transferred from U.S. bank accounts are accepted. Funds transferred from non-U.S. bank accounts will be rejected.
  • Ensure you have included the correct unique code in the wire transfer reference. Incorrect or missing of the unique code will result in delayed access to funds or a return of funds to the sending bank account.
  • The bank account holder name of the originating bank account must match with the name in the Crypto.com app. Mismatch in names may result in a deposit rejection.
  • Third-party deposits are not accepted via wire transfer.

You can locate the deposit details in the following steps:

Crypto Slots Bonus Codes No Deposit

  1. Head to “Fiat Wallet”
  2. Tap on “Transfer”
  3. Tap on “Deposit”
  4. Tap on “United States Dollar”
  5. Tap on 'Wire Transfer'

Once you have initiated a wire transfer from your bank’s portal, it takes an approximate 1-2 business days to credit your crypto.com fiat wallet if you provided all information correctly - otherwise it could take up to 7 days to identify your account. If your account is not identified within 7 days, we will return the funds to the sending bank account.

Deposit Details

When making a wire transfer, it is essential that you enter the correct information into the transfer instructions in your bank account’s portal. The following information is required for the transfer to execute correctly (please refer to the in-app deposit details for the latest info):

Unique Code

[unique to each user]

Bank Name

Metropolitan Commercial Bank

Bank Address

99 Park Avenue, 4th Floor, New York, NY 10016

Recipient’s First Name

MCB

Recipient's Last Name

Foris

Recipient’s Address

99 Park Avenue, 4th Floor, New York, NY 10016

Routing Number

026013356

Account Number

0299004953

How can I use the funds deposited from wire transfers?

Once the funds are deposited to your account (you will receive an in-app notification and an email).

Funds in your USD fiat wallet can be used for:

  • Purchasing crypto in the Crypto.com App

To Purchase Crypto

  1. Tap the Buy button on the homepage
  2. Selecting the crypto you wish to buy
  3. Choose Fiat Wallet from the options available on the screen
  4. Select USD

Top up your Crypto.com Visa card

  1. Go to the Card page
  2. Tap on Top Up
  3. Select Fiat Wallet
  4. Input the top-up amount in USD
  5. Confirm the transaction (Rate will be held for 15 seconds)

Troubleshooting

There are a few things you need to remember when making a USD deposit via wire transfer:

  1. Transfers generally take 1-2 business days to process. If you don’t see your funds within this time period, please contact our customer support immediately at [email protected] with the date and time you sent the wire, the names on the bank account where the wire was originated, the routing and account number where you wired the funds, the unique code you included in the wire and the amount of the wire.
  2. Funds can only be transferred from a U.S. based bank account. Non USD funds or funds coming from a non-U.S. based bank account will be returned by the bank.
  3. No third party deposits are permitted using wire transfer. The name of the bank account holder must match with the registered name on the crypto.com’s App.
  4. Cash and check wire deposits are not accepted.

When contacting our support, please be ready to provide us with supporting documents (e.g. a bank statement) showing your full name, bank account you made the transfer from, and - ideally - the transaction itself.